Get an online loan from 5,000 NGN to 300,000 NGN

To apply for a loan, click “Apply for Loan Online.” Then, enter your phone number, complete the registration form, and specify the loan parameters (amount and term)

You will receive the decision via email, SMS, or push notification

You can borrow between 5,000 and 300,000 NGN.

The interest rate ranges from 2% to 4%. Your personalized rate depends on factors such as your repayment history with CashX and the cost of borrowing to us.

Individuals aged 18-65 years or older can use CashX services. You will need a personal cell phone and a BVN code to apply.

No physical documents are required to apply.

Identity verification will be done using your BVN code, phone number, and a selfie.

Your family and emergency contacts help verify your reliability, credibility, and honesty. We may contact them when making a decision about your loan. Please ensure the contact information is accurate.

You can access your personal account at https://web.cashx.ng/. To log in, enter your phone number and the OTP code sent to the specified number.

In CashX, we support MTN AIRTEL GLO AND 9mobile right now. We hope to expand our coverage in the near future.

Unfortunately, not. At CashX, we conform to the highest standards of data integrity. This means that you cannot change information that was previously used to process a successful loan application. You must double-check the information before you click the submit button.

You can prolong your loan by simply paying the accrued interest. The loan will be automatically prolonged for the same term.

You can follow these steps:
a) Open the CashX app on your phone or log in to your account https://web.cashx.ng/
b) Click Active loan
c) Click Pay to Extend or Repay online for the repayment
d) Click on Pay with Paystack MonniFy, Bank transfer
e) Click on your desired payment Method (Debit Card, Transfer to Account, Pay Link, USSD)
f) Complete the details requested and click “Repay online”
g) Complete your Repayment

Please note that your can also pay into Cashxpress Nig Ltd account with your details that was specify on your loan agreement.

Yes, you can repay your loan early without any penalties or restrictions

If you miss a repayment, an additional fee of 3% per day will be charged on the amount owed. This increases the total cost of the loan and adds to your financial burden.