Get an instant loan from 5,000 NGN to 300,000 NGN

with the CashX

7 000 NGN
10 000 NGN
30 000 NGN
Congratulations, your application has been approved!

How can I get a loan?

1. Download the CashX app
2. Fill in your personal information
3. Verify your identity with a photo
4. Receive money directly to your bank account

Our advantages

Our rapid application processing guarantees you receive the money you require precisely when you need it
Quick
Approval
We prioritize the security of your personal and financial information, handling it with care
Data
Security
Applying takes minutes, and you can track your loan status in real-time from wherever you are
User-Friendly
Interface
Enjoy competitive interest rates tailored to your needs along with favorable terms
Low Interest
Rates
Download our app
Download app

What we are?

We bridge the financial gap for individuals by providing fast loans with competitive interest rates and without discrimination.

Company vision

To provide individuals with access to quick and easy loans in Nigeria
To be a leading innovator who shapes the future of digital lending

Product vision

To address diverse customer needs through microloans with short-term credit facilities
To empower users by providing collateral-free loan opportunities through our app

Download the app and receive money today!

Customer Reviews

“Best lending app ever! I used to spend hours at the bank, but now it takes just a few minutes on the app to secure a loan. The process is quick, convenient, and secure. I am extremely satisfied with the outcome!”

Chijioke Okonkwo

“Thank you for your app! It enables me to address financial issues anytime, anywhere. With its user-friendly interface, transparent terms, and swift money arrival, I highly recommend it to anyone.”

Ngozi Okafor

“This app has greatly improved my financial situation. Getting a loan is now simple and worry-free. It’s a highly convenient service with excellent customer support. Thanks for your help!”

Oluwakemi Adekunle

“This app has greatly improved my financial situation. Getting a loan is now simple and worry-free. It’s a highly convenient service with excellent customer support. Thanks for your help!”

Oluwakemi Adekunle

Frequently Asked Questions

My Account

How can I get access to CashX loans?
Do I need to submit any document?
How do I change my personal details?
Which networks does CashX support?
Can I change my BVN number after I receive a loan?
Can I delete my account?

Eligibility Criteria

What is required to receive a CashX loan?
How does CashX make a lending decision?
Why was I rejected for a loan?
How can I increase my chance of being accepted?
Can I apply up to N300,000?
How do I know if my application is being processed?
Can I apply for a loan on my computer?

Loan Offers

How do I apply for a loan?
How much can I borrow?
How long does the application process take?
What interest rate does CashX charge?
How to fill your family and emergency contact’s information?

Repayment

How should I repay CashX loan?
Where can I see my repayment plan?
My repayment didn’t reflect. What should I do?
Can I extend my loan payment?
Can I repay early?
What happens if I overpay my loan?
Can I pay a loan on behalf of someone else?
I just made a repayment, when can I apply for the next loan?

Late Repayment and Credit Bureau

What will happen if I pay my loan late?
Can I request to repay my loan at a later date?
What is a Credit Bureau?
What should I do when I clear my defaulted loan?
To which Credit Bureau do you report?

Security & Privacy

Can I trust CashX with my data?
Why does CashX need my BVN?
Why do you need permission for my phone?
How do I give permissions to CashX on my phone?
What are your Terms of Use and Privacy Policy?